Water Damage in a Condo From the Unit Above: Who Pays (and What to Do First)

Water is dripping from your ceiling, and suddenly you’re juggling your neighbor, the HOA, and insurance—while your unit is actively getting worse. The frustrating part is that “who pays” isn’t answered by one sentence like “the upstairs owner is responsible.” It depends on where the water started, what was damaged, what the HOA master policy […]