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Condo Insurance

Protect your condo unit, your belongings, and your peace of mind—tailored coverage with local support.

Why Condo Insurance Matters

Your condo association’s master policy typically covers the building structure and common areas—but not your interior walls, floors, fixtures, or personal belongings. Our condo (HO‑6) policy fills that gap, protecting your unit upgrades, appliances, and personal property like furniture, electronics, and clothing. We also include personal liability protection and loss-of-use coverage for temporary housing if needed.

What Does Condo Insurance Cover?

While your condo association may have a master policy that covers the building exterior, it won’t protect the inside of your unit or your personal belongings. That’s where we come in.

Here’s what a typical condo insurance policy through Miles Jackson Insurance may include:

  • Interior Coverage
    Protects walls, flooring, built-ins, and any upgrades or renovations you’ve made inside your condo.
  • Personal Property
    Covers furniture, clothing, electronics, appliances, and more—against damage, theft, or loss.
  • Liability Protection
    Covers you in case someone is injured in your condo or if you accidentally damage someone else’s property.
  • Loss of Use
    Helps with living expenses (like hotel stays) if your condo becomes uninhabitable due to a covered loss.
  • Loss Assessment
    Provides coverage if your condo association charges you for a portion of a shared property claim.

Get Started with Your Condo Insurance Quote

Fill out the quick form below—and one of our agents licensed in Georgia and Alabama will contact you shortly to customize your condo insurance plan with GEICO-backed stability and local peace of mind.

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Common Questions 

  • Do I need condo insurance if the HOA has insurance?
    Always review your HOA’s master policy—most don’t cover the interior of your unit or your personal belongings.
  • How much coverage do I need?
    Begin with a personal property inventory and interior rebuild estimate. We can guide you through GEICO’s property calculator to determine limits that reflect your belongings and upgrades.
  • Does condo insurance cover flood or earthquakes?
    Typically not—standard policies exclude those perils. We can help you explore additional flood or disaster coverage if needed.

Why Choose a Local GEICO Exclusive Agent for Condo Insurance?

  • Personalized Local Expertise
    We help navigate your HOA’s master policy and ensure your condo coverage fills the gaps—not overlaps it.
  • Discounts That Save You More
    Bundle with auto or other policies, or equip your unit with security or safety systems (like alarms, deadbolts, smoke detectors) to qualify for additional savings.
  • Fast, Friendly Support Right Here in Newnan
    Skip the national call center—get quick policy updates, claims help, or coverage reviews from a local agent who knows you by name.

Miles Jackson Insurance proudly serves condo owners across Newnan, Peachtree City, Sharpsburg, Senoia, Fayetteville, Palmetto, LaGrange, Carrollton, and surrounding areas. We provide coverage throughout Coweta, Fayette, Fulton, Heard, Carroll, and Troup counties. We are fully licensed to serve clients in both Georgia and Alabama.