Boat Insurance
Protect your boat, gear, and liability with GEICO-backed coverage—delivered by your local agent and designed for Georgia and Alabama owners.
Tailored Protection for Your Time on the Water
Your boat is more than an investment—it’s the gateway to relaxation and adventure. But homeowner or auto insurance usually doesn’t cover boats, trailers, or personal watercraft. With Miles Jackson Insurance, you get GEICO-backed boat insurance that’s comprehensive, customizable, and supported by a local Newnan agent you can trust.
Whether you’re cruising Georgia lakes or storing your vessel for the season, we’ll help you choose a policy that fits your usage, location, and boating lifestyle.
What Does Boat Insurance Cover?
- Hull & Equipment Coverage
Covers damage to the boat’s hull, motor, sails, trailer, and permanently attached equipment due to fire, collision, vandalism, or theft. - Liability Coverage
Protects you if your boat causes injury or property damage—plus coverage for fuel spills or environmental damages. - Medical Payments Coverage
Covers medical costs if you or passengers are injured on your boat, regardless of fault. - Salvage, Wreck Removal & Fuel Spill Liability
Covers cleanup and emergency costs if your boat sinks or becomes disabled. - Uninsured/Underinsured Boater Coverage
Protects you if another boater without adequate insurance injures you or damages your boat. - Optional Add‑Ons
Options like towing service (on the water or on road), agreed-value coverage, disappearing deductible, personal effects (fishing gear, electronics), dock liability endorsements, and more.
Get a Free Boat Insurance Quote
Protect your time on the water without overpaying. Complete our short form below and one of our Newnan-based agents will follow up with a personalized quote—no pressure, just tailored support.
Common Questions
Q: Does homeowners insurance cover my boat?
A: Usually not. Most homeowner policies limit coverage by boat size, horsepower, and usage, leaving you exposed.
Q: Is towing coverage included?
A: Not automatically. You can add towing—on the water and on the road—through GEICO’s BoatUS partnership.
Q: What is “agreed value” coverage?
A: It guarantees you receive your agreed upon value in a total-loss scenario—ideal for newer or upgraded boats.
Why Choose a Local GEICO Exclusive Agent for Boat Insurance?
When the unexpected happens on the water, you want local support and national strength. With Miles Jackson Insurance, you receive:
- Customized coverage for your boat type, location, and usage
- Expert local insight into Georgia and Alabama boating needs
- Personalized help with claims, policy updates, or endorsements—no call centers
- Savings when you bundle boat insurance with auto or home policies
Miles Jackson Insurance proudly insures boat owners across Newnan, Peachtree City, Sharpsburg, Senoia, Fayetteville, Palmetto, LaGrange, Carrollton, and surrounding lake communities. Our coverage extends through Coweta, Fayette, Fulton, Heard, Carroll, and Troup counties. We are fully licensed to serve boaters in both Georgia and Alabama.