ATV Insurance

Comprehensive protection for your off-road vehicle—GEICO-backed ATV insurance supported by your local agent in Newnan and beyond.

Expert Protection Designed for Off‑Road Adventure

Whether you’re riding a four-wheeler, side‑by‑side, or UTV, you deserve insurance tailored to your off-road lifestyle. Standard homeowners or auto policies usually won’t cover theft, trail damage, or liability while riding. At Miles Jackson Insurance, we offer GEICO-backed ATV insurance designed to cover your vehicle, protect your liability, and support your adventures across Georgia and Alabama.

What Does ATV Insurance Cover?

  • Collision Coverage
    Pays for damage to your ATV if it collides with an object or another vehicle—regardless of fault. 
  • Liability Coverage
    Protects you if you cause property damage or bodily injury while operating your ATV on public trails or roads. 
  • Comprehensive Coverage
    Covers losses from theft, vandalism, fire, or other non-collision events.
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  • Uninsured/Underinsured Motorist Coverage
    Offers financial protection if you’re hit by someone without sufficient insurance. 
  • Medical Payments Coverage
    Covers medical expenses for you and your passengers after an ATV accident, regardless of fault. 
  • Accessory Coverage
    Includes coverage for custom parts, gear, helmets, and off-road trailers when you carry collision or comprehensive coverage. 

Get a Free ATV Insurance Quote

Ready to protect your ride? Complete our brief form below and one of our local agents will follow up with a customized coverage plan—fast, friendly, and built for your lifestyle.

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Common Questions

Do I need ATV insurance if I only ride on my property?
Many homeowners policies exclude ATV use even on your own land. ATV insurance offers broader and more reliable coverage.

Are custom parts covered?
Yes—gear, accessories, and enhancements like winches, custom tires, or helmets are included up to typical limits when you have collision or comprehensive.

Is ATV insurance required?
Requirements vary by state. Liability insurance is often mandatory for trail riding or registered use. A lender may also require full coverage if your ATV is financed.

Why Choose a Local GEICO Exclusive Agent for ATV Insurance?

When your ride takes you off the beaten path, you want insurance that keeps up. As your local GEICO agent, we offer:

  • A tailored plan that reflects Georgia and Alabama ATV laws and trail requirements
  • Expert guidance on coverage limits for custom vehicles or gear
  • One-on-one support for filing claims, adding riders, or adjusting policies—no call centers
  • Savings when bundling ATV coverage with auto, home, or renters insurance

Miles Jackson Insurance provides ATV insurance for off-road enthusiasts in Newnan, Peachtree City, Sharpsburg, Senoia, Fayetteville, Palmetto, LaGrange, Carrollton, and beyond. We serve clients across Coweta, Fayette, Fulton, Heard, Carroll, and Troup counties and are fully licensed in both Georgia and Alabama.